Job Description
We are excited to invite a motivated and customer-focused Mortgage Loan Officer to join our team. This role offers flexibility with the option to work remotely or from one of our office locations. Occasional travel will be required to meet clients and attend in-person office meetings.
Primary Responsibilities:
Build relationships with clients by offering tailored residential mortgage solutions.
Convert inbound and outbound leads into applications through proactive communication.
Assess clients' financial needs and recommend the best loan products and rate programs.
Achieve monthly sales performance goals, contributing to team success.
Key Responsibilities:
Originate, negotiate, secure, and process residential mortgage loans.
Provide expert guidance to loan applicants throughout the loan process.
Collect required information and documents from applicants and other involved parties.
Set appropriate interest rates, points, and fees for loans.
Ensure applicants and relevant parties are kept up-to-date on the status of their loan applications.
Work closely with the internal team to coordinate loan processing and closing.
Address questions related to loan closings and help resolve any issues that arise.
Distribute information about available loan products, pricing, and services to real estate professionals.
Attend meetings and presentations to represent loan offerings and services to both consumers and real estate professionals.
Maintain accurate loan files and prepare reports, ensuring completeness and compliance with document retention policies.
Perform additional duties as required.
Skills and Qualifications:
At least 3 years of experience in loan management and negotiation in a fast-paced environment.
Familiarity with loan processing guidelines such as Fannie Mae, Freddie Mac, and FHA.
Strong understanding of standard loan practices, documents, and real estate terminology.
In-depth knowledge of the mortgage market.
Proficiency in Mandarin Chinese is preferred.
Must be based in California.
Compensation:
Competitive annual salary ranging from $52,000 to $200,000, with commission-based pay (1099).
Employment Type: Full-Time
Salary: $ 52,000.00 200,000.00 Per Year
Job Tags
Full time, Remote job,